Homeownership feeling out of reach? There's a little-known federal program that could cut your annual tax bill by up to $2,000 and make buying a home much more affordable. What Is a Mortgage Credit Certificate (MCC)? A Mortgage Credit Certificate is a fed
Sep 23, 2025 | Purchasing a Home
Is your current mortgage rate still working for you? If you're paying more than necessary, now might be a good time to consider refinancing. Even a small drop in your interest rate can make a noticeable difference in your monthly payments — and your
Sep 16, 2025 | Interest Rates
Buying a duplex lets you live in one unit while collecting rent from the other. It's a smart way to reduce housing costs while building wealth through real estate. Why Duplex Living Makes Financial Sense Living in a duplex while renting the other unit can
Sep 09, 2025 | Purchasing a Home
Are you a veteran or currently serving in the military? If you're thinking about buying a home, a VA loan could be a valuable option. Backed by the Department of Veterans Affairs, VA loans offer benefits like no down payment and no private mortgage insura
Aug 26, 2025 | VA Loans
Force-placed insurance, also called lender-placed insurance, is a type of property insurance that your mortgage lender can add to your loan if your own coverage lapses. It’s typically more expensive and less comprehensive than a standard homeowners
Aug 19, 2025 | Purchasing a Home
Deciding whether to rent or buy a home is more than a personal preference—it’s a financial decision that can affect your long-term stability and future wealth. Let’s break down the key factors that can help you decide what works best for
Aug 12, 2025 | Purchasing a Home